T: 212-485-1536 | F: 212-485-1537

The Power of M

Heritage Strategies LLC is a Member Firm of M Financial Group, one of the nation’s premier financial services design and distribution companies.  M Financial was founded in 1978 on the revolutionary concept that individual success could best be achieved through collective efforts.  Today, more than 140 independent Member Firms—like Heritage Strategies - share ideas and expertise to help each other grow our businesses, expand our capabilities, and most of all, better serve our clients.  We also have access to a wide selection of customized insurance and investment products available exclusively to Member Firm clients. Through M Financial, our clients benefit from access to the resources of a large organization of leading financial services firms while we remain independent and maintain the level of service our clients have come to expect. This strategic relationship enhances our ability to deliver innovative and sustainable solutions to our clients and aligns with our focus on advocating for the individuals and families we serve.  We look forward to sharing with you the many advantages Heritage Strategies can provide from being part of M Financial.  Please contact us for more information.

Services

M Financial Group's Member Firms are recognized in the wealth transfer, executive benefits, and wealth management markets. Through the relationships M Financial has established with major product manufacturers—including John Hancock, Nationwide, Pacific Life, Prudential, TIAA-CREF Life Insurance Company, and Unum, and the expertise of more than 140 leading independent financial services firms—Member Firms are positioned to deliver customized insurance, benefits, and investment solutions to meet the complex needs of their clients.

M Financial was founded on the principle that "off-the-shelf" products often do not meet the needs of the ultra-affluent and corporate markets. For more than 35 years, M Financial has worked closely with some of the nation's most prestigious insurance carriers and investment firms to pioneer some of the industry's most innovative solutions.  The client base of Member Firms represents the experience of the ultra-affluent marketplace.  Access to this experience data, combined with the collective buying power of these clients, translates into the ability to create proprietary products designed specifically for wealth preservation, wealth transfer, and executive benefits programs.  These products are available exclusively to the clients of M Member Firms. In addition, M Holdings Securities, Inc., M Financial's full service Broker/Dealer, and M Wealth, M Financial's wealth management division, provide Member Firms with access to a wide variety of investment products and services.

M Financial Re, a life reinsurance company owned by M Financial stockholders, reinsures a large percentage of the business Member Firms write, providing Members with an equity stake in their business.  M Financial Re also aligns the interests of producers and carriers for quality business and helps to facilitate strong relationships between Partner Carriers and M Financial. M Financial Re is a subsidiary of M Financial.

Please go to mfin.com/DisclosureStatement.htm for further details regarding this relationship.  For more information on M Financial Group, go to www.mfin.com.